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APA Certified Payroll Professional (CPP) Practice Tests & Test Prep by Exam Edge


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APA Certified Payroll Professional Sample Test

1 of 5

Which of the following has mandated that individuals have health insurance, and will be penalized if they do not?





Correct Answer:
california.
the question asks which state has mandated that individuals must have health insurance or face a penalty. the answer is california.

to expand on this, the affordable care act (aca), also known as obamacare, originally included a federal mandate requiring all americans to have health insurance or face a penalty. this was intended to ensure a healthier population and to stabilize health insurance markets by encouraging both healthy and sick people to purchase coverage. however, in 2017, the u.s. congress passed the tax cuts and jobs act, which effectively removed the federal penalty associated with not having health insurance, starting in 2019.

despite the removal of the federal penalty, several states, recognizing the benefits of the mandate, decided to implement their own health insurance mandates. as of now, these states include california, washington, d.c., massachusetts, new jersey, rhode island, and vermont. each of these states requires residents to maintain qualifying health coverage and imposes penalties on those who do not, with certain exemptions based on financial hardship or other criteria.

california, in particular, reinstated the mandate in response to the federal penalty's elimination. the state government argued that the mandate was essential for maintaining a large and diverse insurance pool, thus keeping premiums stable and affordable for everyone. those who fail to secure health insurance in california may face a state tax penalty unless they qualify for an exemption.

this approach by states like california aims to maintain a robust health insurance market and ensure that a wide range of health services is accessible and affordable to its residents. the state-specific mandates are crucial in achieving broad coverage, especially in the absence of a federal requirement.


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Exam Edge practice tests are a valuable tool for helping you prepare for the American Payroll Association (CPP) certification exam. The practice tests provide a realistic simulation of the actual exam, allowing you to become familiar with the format, style, and types of questions you will encounter on the actual test. Certification exams don't just measure what you know -- they are also a test of how well you perform under pressure. The right type of test preparation helps you familiarize yourself not only with the material you're being tested on, but also the format of the test, so you feel less anxiety on test day.


APA Certified Payroll Professional Aliases Test Name

Here is a list of alternative names used for this exam.

  • APA Certified Payroll Professional
  • APA Certified Payroll Professional test
  • APA Certified Payroll Professional Certification Test
  • APA
  • APA CPP
  • CPP test
  • APA Certified Payroll Professional (CPP)
  • Certified Payroll Professional certification